Privacy Policy

Last updated: October 24, 2026

SvendShare ("the app") is an expense-splitting app built and operated by Møller Svendsen Consult ApS. This page explains what information the app collects, how it's used, and how you can control or delete it.

Information We Collect

Account information: phone number (used as your login), first and last name, password (stored as a salted hash, never in plain text), preferred language and default currency.
Expense data: amounts, descriptions, categories, currencies, and how expenses are split between group members, plus records of payments/settlements between users.
Receipt photos: if you use the receipt scanner, photos you take or select are uploaded so the items and prices can be read automatically (see Receipt scanning with AI below). The scan screen says so the first time you scan. The camera and photo library permissions exist solely for this feature.
Push notification token: if you allow notifications, a device token so the app can tell you when someone adds an expense, invites you to a group or marks a payment to you.
Group data: which groups you belong to and who else is in them, so balances can be calculated correctly.

How We Use This Information

All of the above is used exclusively to operate the app's core functionality: tracking shared expenses, calculating who owes whom, and displaying your groups and history. We do not use your data for advertising and we never sell it. We share it only with the service providers listed below, and only the part each one needs to do its job.

Third-Party Services

SvendShare does not integrate any advertising or analytics SDKs. It uses these service providers:

OpenAI reads receipt photos you choose to scan. See Receipt scanning with AI below.
Twilio sends the one-time SMS codes that confirm your phone number when you sign up or reset your password. Twilio receives your phone number and the code, nothing else.
Expo (Expo push notification service) delivers push notifications to your device. It receives your device's push token and the notification text, for example "Anna added an expense in Ski trip" with the expense name and amount.

Receipt Scanning with AI

When you scan a receipt, the photo is sent to OpenAI, whose AI model reads the shop's items, prices and totals and returns them to SvendShare so the expense can be filled in for you. Only the photo (and the language to read it in) is sent; your name, phone number and groups are not. Under OpenAI's API terms, the photo is not used to train OpenAI's models, and OpenAI may keep it for up to 30 days to monitor for abuse before deleting it.

The scan screen tells you this the first time you scan, before any photo is sent, and scanning is optional: you can always type in an expense yourself instead.

Where Your Data Lives

The app's backend runs on infrastructure operated directly by Møller Svendsen Consult ApS. Expense and account data is stored in a private database; receipt photos are stored in private object storage. Apart from the service providers listed above, nothing is hosted by a third-party analytics, marketing, or data-broker platform.

Data Retention & Account Deletion

You can delete your account at any time from Profile → Delete account in the app. If you have an outstanding balance in any group, you'll need to settle it first — this keeps balance history accurate for other group members.

When you delete your account, your name and phone number are permanently anonymized and your password is invalidated so you can never log in again. Expense and payment records you were part of are kept (in anonymized form) only because other members of your shared groups still need that history for their own balance calculations — this data is never re-associated with your real identity.

Children's Privacy

SvendShare is not directed at children under 16, and we do not knowingly collect information from them.

Changes to This Policy

If this policy changes, the "Last updated" date above will be revised. Continued use of the app after a change means you accept the updated policy.

Contact

Questions about your data or this policy? Email Møller Svendsen Consult ApS at kontakt@mollersvendsen.dk.

Need help with the app? See Support.